Losing a crucial source of income is the biggest fear facing many Americans in today’s stressed economy, as businesses continually downsize to keep afloat. It is a fear that has been keeping many from planning any type of vacation at all, much less a cruise vacation where a deposit is required.

Vacation planners often have to decide whether or not they should buy travel insurance along with their holiday, and if so, which kind. Here are the most commonly asked questions with expert answers summarised from a report by Paul Motter, CruiseMates Editor (CruiseMates.com).

Q: What does cruise insurance cover?

When making cruise ship travel reservations you might think that travel insurance is just salesmanship. Actually cruise ship travel insurance is a deadly serious matter.